Our Promise
Your protection is our business, and your best interest is our responsibility.
We guarantee commitment in processing all of your insurance and investments needs and discrete handle of all your personal and business information.
We will help you decide on your insurance needs based on your current circumstance, financial goals and risk tolerance. As your broker, we will connect you with the right insurance company that will address your insurance needs.
Property and Casualty Insurance
Insurance is a way of managing the risk of loss from a covered peril. Though most people in the United States own some form of insurance, many do not understand exactly what it is and how it works.
Insurance is a contract that provides protection in case an unforeseen event causes a covered loss. They transfer the risk of loss to an insurance company, also called a carrier. Consumers can protect their finances and reduce anxiety by obtaining protection against the uncertainty of the future.
Property and Casualty
A Note in Selecting An Insurance Company
The finacnial stability of an insurance company is a primary determination for selecting an insurer. Rating agencies analyze and evaluate the financial health and ability of an insurer to pay claims. The better the insurer's rating, the more likely they are to sell policies, as consumers will have confidence in the insurer's ability to pay claims, should the insurer experience a loss.
The rates that insurance companies use when determining premiums are regulated at the state level. The regulation varies by state and rate laws may also differ based upon the insurance product. Some of the insurance rate regulation laws include:
- Prior Approval Law
- File and Use Law
- Use and File Law
- Open Competition
Contact Us, We Are Here For You
3404 Spring Meadow Lane, Flower Mound, Texas 75028 (Main Office)
2000 E Lamar Boulevard Ballpark Way, Suite 600, Arlington, Texas 76006 (Branch Office)
(469)265-1033 / (214)809-8552